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Withholding money that was meant for you is a red flag. That's weird. And while I do have a 401k from an old job and a CD. I think we feel similarly about money. I give what I can to friends when they need it. Not expecting something back.

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If I had a 401k and a CD I'd be like, fuck yeah! Love it! As my money coach says, "All conscious money is welcome in my world, now and always." Good for you. :-)

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